Category Archives: Personal Finance

Vacation: Paid For

Paying cash for major purchases is a hallmark of good finance management. It takes equal parts planning and discipline but if you establish a system that works for you, you can sleep easy knowing that your next vacation or car will be paid for without going into debt. Just Do It We use this technique [...]


Salary Negotiations

This whole “new job theme” is becoming an ongoing series as it seems I have something new to say about it every time I sit down to write a post. Today, I’m here to report that I received an offer but it wasn’t what I was hoping for. Not by a lot. Showing Your Cards [...]


The Price of Freedom at Work

In a previous post, I told you how I was interviewing for a new job. Today, I’m happy to report that I nailed it and now I’m waiting for them to make me an offer. I should be more excited but during the interview process, it came up that I would not be able to [...]


The Budgeting Buffer

Kinda like that

A lot of people don’t budget but personally, I enjoy the activity. Maybe it’s because I’m an engineer. Maybe it’s because I like seeing the pretty graphs I can generate with my custom spreadsheet. Maybe I should have been an accountant.

Actually, not that last one, because then I wouldn’t have met my fabulous wife in Computer Architecture class. :)

But seriously, for me, budgeting is like a game, and like any good game, there are all kinds of tricks to make it easier – and more fun! Today, I’m going to share my favorite trick: The Buffer.


Frugal Trick: The Wish List

Sorta like that

Money and spending are very psychological. After all, millions of dollars are spent daily on trying to convince you that you need a certain product or that your life would be better if you bought it. Trying to convince you that you’d be more confident, richer and more attractive if only you bought the right things. [...]


Avoid Falling Victim to Credit Card Scams

Dollar D says: The following is a guest post by Monica over at the DirectBanc blog. If you’re interested in guest posting, why not send old Dollar D an email using the “Contact” link above? As consumers, we are often inundated with warnings of credit card scams and identity theft, so most of us guard our [...]

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